How To: Check If a Debt Relief Program Is Legit

Doing research on debt relief companiesAs a consumer, you have a wide variety of options available for debt management and relief. Tons of debt repair companies offer solutions that can help you regain the financial independence you had before. However, because there are so many companies offering the same services, it can be difficult to sort out the good from the bad. The following are some tips you can use to differentiate a legitimate firm from a shady firm. Conducting research before you choose an establishment can help you to protect yourself and your assets.

Check With the BBB

The Better Business Bureau is a wonderful place to look up a company with a debt relief program. You can find tons of information on consumer rights and processes. Additionally, you can check to see if the company you are considering is mentioned on the website. The BBB website may have reviews and complaints that can help to guide you on whether to work with a specific company or not.

Use Google and Twitter

Google and Twitter are two good tools you can use to conduct research on debt relief companies. A company that has long-term tenure should easily be found through a Google search. Most well established companies will also have a Twitter page so that they can keep their clients informed of new information. Your Google search should lead you to the company’s main page where you can review their legitimacy. The page should have a list of services and products the company offers and it should also have a bit of information about the company and its tenure. You should also find sites like ours that review debt relief programs and let other consumers submit their review of the companies and their services as well. Additionally, you might be able to find some information about the people working for the company. The more material you can get from the website, the more you can trust that the company has nothing to hide.

TASC and IAPDA

You may also check with TASC and IAPDA to see if your prospective debt relief company is legitimate. The International Association of Professional Debt Arbitrators certifies debt relief company workers. If you can find proof that these companies are certified, then you will know that you are dealing with a legitimate firm.

Finally, before making a final decision on a company, review customer experiences. Customers are always willing to share their experiences in reviews and comments. A good consumer will let other consumers know whether to avoid a company or seek help. Use all collected information wisely and you will be on your way to fixing your credit issues with a reputable company.

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