Top 3 Debt Relief Programs

Should You Get a Second Job?

Bartender as a second jobAre you currently suffering from troubling debt problems? If you are then it just might be a very wise strategy to get a second job. At this point, you may be taken aback by such a suggestion because of the additional work involved. You really should not look at things this way. Rather, you should concentrate on the positive benefits that second income will deliver. Anyone wishing to be free of the shackles of debt definitely should consider investing time and effort in a second job. (more…)

Ending Your Debt Problems Once and for All

Ending your debt once and for allNowadays, debt is a common problem for most individuals and families. What is difficult about debt is the fact that it is quite easy to get into it, but very difficult to get out off. From attractive car loans to deceptive home mortgages, debt comes in many forms. If, for any reason, you’ve found yourself stuck in thousands of dollars worth of unpaid debt and overdue bills, don’t fret. There are ways in which you can end debt for long-term, and no it doesn’t involve any fraudulent or illegal actions. (more…)

Comparison: ZipDebt vs Eagle One Debt Solutions

When you are in trouble with debt, signing up with a debt relief program can be exactly what you need in some cases. Two popular companies in the debt relief arena are ZipDebt and Eagle One Debt Solutions. If you’ll take the time to compare debt relief programs, you can often get the information that you need to make an educated decision. Here are a few things that you need to know about ZipDebt and Eagle One Debt Solutions.

ZipDebt logo VS Eagle One Debt Solutions logo


10 Tips for Saving Money on Everyday Things

Ideas for saving moneyIf you notice your paycheck failing to stretch as far as it used to, it is not your imagination. Essential items are becoming more costly, so every penny you can save should be more than welcome. Luckily, there’s a ton of things you can do to do more with a dollar without having to burn all your savings or go knee-deep in debt. Consider these tips for stretching your dollar to reduce expenses.

10 Money-Saving Tips from

The Difference Between Wants and Needs

TV commercials are geared toward turning your wants into needs. Never believe that an air freshener can turn your home into a garden. You will just learn that new gadgets can eat your income. (more…)

Putting an End to Debt Collection Calls

Receiving debt collection callsIf you are a consumer who has fallen into a hole of overwhelming debt, the last thing you want to deal with is collection calls. Collection calls are those annoying calls from the creditors just to remind you that you owe them money. Creditor phone calls can cause more stress to you as you worry about the next payment date. The added stress can make it more difficult for you to handle the bills that you already have on your plate. Therefore, it might be wise for you to come up with a solution that will stop the annoying calls so you can find your way back to financial health. (more…)

Comparison: American Debt Enders vs DebtWave

American Debt Enders and DebtWave are two companies that will help people eliminate their debts. Each company has its own strategies and one company may be better for one particular situation than the other. Those in debt will need to compare debt relief services to discern which company is the best choice for their needs.

American Debt Enders logo VS DebtWave logo


Know Your Rights: Equal Treatments for Credit Applications

Rights of consumers in debtIt’s not because you’re in debt that you’re in a hopeless situation in which you must agree with everything that crosses your path. Steps have been taken by the Federal Trade commission in order to make sure that everybody who applies for credit in the United States is judged under the same terms as everybody else. The ECOA or Equal Credit Opportunity Act is enforced by the FTC. Its purpose is to make sure that you are not discriminated against while applying for credit. The ECOA protects all of us from a number of discrimination factors. (more…)

How To: Check If a Debt Relief Program Is Legit

Doing research on debt relief companiesAs a consumer, you have a wide variety of options available for debt management and relief. Tons of debt repair companies offer solutions that can help you regain the financial independence you had before. However, because there are so many companies offering the same services, it can be difficult to sort out the good from the bad. The following are some tips you can use to differentiate a legitimate firm from a shady firm. Conducting research before you choose an establishment can help you to protect yourself and your assets.

Check With the BBB

The Better Business Bureau is a wonderful place to look up a company with a debt relief program. You can find tons of information on consumer rights and processes. Additionally, you can check to see if the company you are considering is mentioned on the website. The BBB website may have reviews and complaints that can help to guide you on whether to work with a specific company or not. (more…)

Four Ways to Keep Track of Your Expenses

Managing your expensesNowadays, the global economy presents a variety of challenges that impede people from enjoying their life and achieving financial soundness. From continuous price hikes of products and services, staggering rates of unemployment, and billions of dollars worth of debt, it has become nearly impossible to stay on track of your financial goals and objectives.

Now, how do you gain footing on your finances? One of the simplest ways to do this is through keeping track of your money. Tracking where your money is drained, how much money you are able to receive on a monthly or annual basis, and identifying suitable money-saving strategies are the most powerful ways for saving income. So, how do you go about doing it? Here are the four best ways to keep track of your expenses. (more…)

Comparison: National Debt Relief vs Eagle One Debt Solutions

National Debt Relief and Eagle One Debt Solutions are companies that offer consumers the chance to get out of debt. These companies are unique in that they offer different ways for consumers to accomplish that goal. You should know that National Debt Relief primarily offers help with debt settlement meaning that the company focuses on communicating directly with creditors to get them off of your back. Eagle One Debt Solutions offers a similar settlement option. This company also works with people who need to go through bankruptcy and those people who simply need a new debt management plan.

National Debt Relief logo VS Eagle One Debt Solutions logo